The biggest weather risk for homeowners? It’s no longer hurricanes.
Tornadoes, hail and powerful winds linked to climate change now pose a bigger threat to homeowners than floods, hurricanes and other forms of extreme weather, according to new research. In 2025, insurance payouts from “severe convective storms” (SCS) surpassed those resulting from cyclones, making them the costliest insured natural disasters in the world, climate risk…